I just receive call from my credit card provider. I am surprise why they call me in the morning or maybe I have something that I can’t remember with them? After conversation around two minutes finally she, the caller of credit card provider, offers me a new credit card with some different of my existing card. When I ask her why they choose me, she answer that I am one of invited person to Read the rest of this entry »
I open the letter from bank and I already know that it contains my credit card settlement. The letter descript sum of bill including detail transaction in every single day. This month is the 7th of month I had credit card. Since owned it I already bought some stuffs like refrigerator, LCD monitor and paid bill of medicines. For me the usage of credit card is not a primary priority because until right now I still prefer to use cash or debt card to pay a transaction even it’s done in supermarket or other shop. May be for other people my way is Read the rest of this entry »
Have a credit card is one of happiness for some peoples because right now is not easy to get approval of credit crd. This can be because there is a new regulation of banking that has purpose to control the flow of credit distribution and public. This regulation already makes every bank or financial institute become more careful with credit distribution to public. It’s not mean that bank don’t want to distribute the credit but they just want to make sure that the give a credit to the right and trusted person.
The effect is felt on the credit card application because the approval becomes so hard and the possibility is become lower. CITI credit cards as one of famous player in the credit card market also provide protective system to cover the funds from trouble of credit. I know it because few months ago my friend tried to apply a credit card and until right now there is no feedback or if I may say his approval is rejected without any explanation.
May be for people who have some AMEX corporate credit cards will feel happy because they still can enjoy the service and facilities of credit card and there is a proud of their self because they are AMEX credit card owner. So if you want to apply a credit card better if you prepare with more attention to get approval.
Right now credit card become a need for peoples who stay in the big city or who have company or business with others peoples. With this card we can do some transaction in the hotels, shops, restaurant or other official merchant. We can use the credit card to pay some entertainment service for our client or other counter part of business. With this big of purpose and the biggest benefit for card holder that they can pay the bill in the end of month or in scheduled date, there are so many people want to have the credit card. They want sometime more than 1 card from several card providers. Look like this just be a prestigious hobby than the function of each card.
Even there are so many ways to get credit card from provider but there is only one biggest problem from card holder side, that’s the payment of bill is not smooth any more. This problem makes the provider become headache because they have to make debt settlement and then offer it to the customer with big hoping that they can get back the fund from the naughty customer. Sometime this way is success and the fund will flow back to the provider but sometime it doesn’t work because the card holder really can’t pay back their fund or they don’t want to do that.
Basically debt settlement can help card holder because they will get reducing of fund bill so sometime the provider is only ask the card holder to pay the main fund without any interest inside. There are some company that has service to help card holder that has problem with the debt, for example Debt Remedy Advisors, LLC that can reached at the toll free number: 866-857-3328 or through their site.
If you have a problem with debt fund, you can find in Internet some sites that can help you to solve your problem. They can help you from doing debt settlement, reducing the bill or pay all of your bill with some agreement with you. They offer the new benefit for you and the easy way to pay all of your bill, so you can sleep with easily in the night.
Even there are so many ways to pay off your bill but there is a hidden massage for us that better if we can use our credit card with the wise way. We have to control and handle every single transaction using credit card so we can live without under pressure from credit card provider. I am sure we never want get phone call from debt collector everyday because that only make us stay in the afraid situation and we will never can sleep with a peace every night. The credit card actually is not for daily usage but better if we only use it if we really in the urgent situation and we don’t have enough cash to pay transaction. If we can do the best on the credit card usage, off course our life will better. So keep an eye on your credit card usage and always remember that credit card could be your time bomb if you never can handle it wisely.
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