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The starting point of all riches is the development of what Napoleon Hill called a prosperity consciousness. You must become a financial success in your thinking long before you achieve it in your reality. Both poverty and riches are the result of a state of mind, and the most important single step you take on the road to wealth and financial independence is the decision to change your thinking, to impress into your mind an unshakable belief that you can and will achieve your financial goals. This must happen before anything else happens.

When I was growing up, I was fascinated by stories of successful men and women and how they made and lost their fortunes, and then made them over again. I read about the importance of a prosperity consciousness several times. But I never fully understood what it meant until a few years ago. Then suddenly it hit me and I’ve never been quite the same since. Every aspect of my life improved dramatically, especially in the area of accumulating wealth, when I finally understood what was meant by the words prosperity consciousness.

Have a credit card is one of happiness for some peoples because right now is not easy to get approval of credit crd. This can be because there is a new regulation of banking that has purpose to control the flow of credit distribution and public. This regulation already makes every bank or financial institute become more careful with credit distribution to public. It’s not mean that bank don’t want to distribute the credit but they just want to make sure that the give a credit to the right and trusted person.

The effect is felt on the credit card application because the approval becomes so hard and the possibility is become lower. CITI credit cards as one of famous player in the credit card market also provide protective system to cover the funds from trouble of credit. I know it because few months ago my friend tried to apply a credit card and until right now there is no feedback or if I may say his approval is rejected without any explanation.

May be for people who have some AMEX corporate credit cards will feel happy because they still can enjoy the service and facilities of credit card and there is a proud of their self because they are AMEX credit card owner. So if you want to apply a credit card better if you prepare with more attention to get approval.

All causation is mental. Everything that you are or ever will be will be as a result of how you use your mind. Put another way, you are merely a mind with a body to carry it around with. Everything in the man-made world began with an idea. Everything you see around you is simply an expression of thought. Your entire life is an expression of your own thinking. And since the quality of your thinking determines the quality of your life, if you improve the quality of your thinking, you must, you will inevitably improve the quality of your life.

When you begin to think about yourself as capable of achieving all your financial and personal goals, and constantly seek for ways to make them into realities, your whole attitude toward yourself and your possibilities will change for the better.

Every person want to get a job to get survive with the life because nothing can e do without money and money never come if we never work. Job for normal life is a big home work for government because the government has a responsibility to provide jobs field for its citizen but actually the number of available jobs always smaller than number of job seeker, so there are so many unemployed people.

Beside the limited available jobs, there is a resistant on employment screening. The problem is company only wants a good qualified employee and that qualification makes the competition between job seeker become tighter and more difficult. The one thing that can people do is always upgrades their skill and capabilities to win the competition of work because the option is one: work or no money!

There is some point that should be attention before you buy a product especially for food and medical drugs. Here are some important points:

• check the expired date of the product

• check the side effects of product for long term and short term.

• Check the product cover, is its seal still in good condition or may be already broken?

• Check the care instruction, better if there is instruction in your national language

• Is there national food and drugs approval for this product? Don’t buy if there is no any approval

The product knowledge should be influenced to the public because it can build customer’s aware about the safe product for all. So when you decide to buy an Alli, please check the all above points especially the side effects of Alli.

If every customer be aware with the product knowledge, the bad case will never occurred on the customer and consumption of the product by costumer will continue safely.

When our salary is growing bigger than last year, may be there is a small think about our life protection. How to protect and anticipate the future if someday we got unexpected case suddenly, I mean case in related with our health condition. May be we got serious sick (even we never perhaps in our life) but we can stay calm if we have life insurance system so we don’t have to pay 100% our medical fee.

Insurance could be one solution to protect our health and life and day by day the number of people who care and pay attention for insurance. In other side there are some improvement from insurance provider like the provide some new kinds of insurance beside life insurance, for example car insurance, home insurance, education insurance.

From the extension of insurance variance, provider sure that automotive is big market for auto insurance because the number of car is increasing every day and a car already becomes a social identification for most of people. With the growing of automotive demand, it can be a fresh air for insurance to swing its power and make big profit on it. We can see on the selling of cars there are always car insurance quotes inside and that is a standard package of selling and service for customer.

Have an insurance is a good preventive action beside it can be our saving for future when we need it, but there is one thing that should be attended about monthly payment. Basically we have to manage our income and put it into each allocation post and if we want to make it walk normal we have to do it with full commitment. To save our family financial, commonly our expenses to pay our credit / insurance is not over 35% of our income. For the rest of income we can use for monthly family expenses and for our saving.

The point is we have to check out financial condition before we decide to join into insurance; even it’s a good idea to protect our life or our property. Keep your finance on balance condition to make sure your life is always run smoothly.

Right now credit card become a need for peoples who stay in the big city or who have company or business with others peoples. With this card we can do some transaction in the hotels, shops, restaurant or other official merchant. We can use the credit card to pay some entertainment service for our client or other counter part of business. With this big of purpose and the biggest benefit for card holder that they can pay the bill in the end of month or in scheduled date, there are so many people want to have the credit card. They want sometime more than 1 card from several card providers. Look like this just be a prestigious hobby than the function of each card.

Even there are so many ways to get credit card from provider but there is only one biggest problem from card holder side, that’s the payment of bill is not smooth any more. This problem makes the provider become headache because they have to make debt settlement and then offer it to the customer with big hoping that they can get back the fund from the naughty customer. Sometime this way is success and the fund will flow back to the provider but sometime it doesn’t work because the card holder really can’t pay back their fund or they don’t want to do that.

Basically debt settlement can help card holder because they will get reducing of fund bill so sometime the provider is only ask the card holder to pay the main fund without any interest inside. There are some company that has service to help card holder that has problem with the debt, for example Debt Remedy Advisors, LLC that can reached at the toll free number: 866-857-3328 or through their site.

If you have a problem with debt fund, you can find in Internet some sites that can help you to solve your problem. They can help you from doing debt settlement, reducing the bill or pay all of your bill with some agreement with you. They offer the new benefit for you and the easy way to pay all of your bill, so you can sleep with easily in the night.

Even there are so many ways to pay off your bill but there is a hidden massage for us that better if we can use our credit card with the wise way. We have to control and handle every single transaction using credit card so we can live without under pressure from credit card provider. I am sure we never want get phone call from debt collector everyday because that only make us stay in the afraid situation and we will never can sleep with a peace every night. The credit card actually is not for daily usage but better if we only use it if we really in the urgent situation and we don’t have enough cash to pay transaction. If we can do the best on the credit card usage, off course our life will better. So keep an eye on your credit card usage and always remember that credit card could be your time bomb if you never can handle it wisely.

In latest few years there is a new famous wording that synonym with meaning of new money and its called Nouveau Riche. Every body care with money and give big attention on it. We always sleep and stay in the fastest competition to get money as big as we can with the shortest time. No body will refuse if the money say hello in front of their eyes because with money people can do anything even money is not everything for some of people.

Money can change every single situation, money can change people mind, and money can be a great motivation to do crazy things and money with short meaning its change world face. Nouveau Riche can be a new way to be rich with the best way for people. It shares the options of existing opportunities that could be a good way for people who have big passion to be a rich man or at least to grow their properties like a rich man.

In the some business newspaper, Nouveau Riche become one of popular word because it’s like a bomb that too fast influence the business world and makes every people surprised. We already knew that we can get money from everything unless the way is unpredictable before

Money becomes the biggest reason why we join and work in company and money is the biggest as well why we leave our company and join with its competitor. No body can be fix boss of money because it’s too easy fly and stay for a moment in one people and then fly again to other peoples.

When I got married one year ago, my friend gave me a prize for my happy day. They asked me what kind of prize that I like and I answered “Up to you Guys”. After this day, I tried to focus on my ceremony and celebration party so I never thought again what kind of prize that will be given to us. Few days closer to the wedding day, I was so busy to communicate with my girl friend about wedding preparation. Some questions always came out from my mouth about detail stuff or every plan for our celebration. We knew this moment is very important for our future with new style as a couple of husband and wife so we try the best to make everything walk smoothly as our plan. Our preparation was begun with flowers, decoration, red rugs and books for our blessing ceremony in church.

We knew that our wedding was a very special case for our both family, that’s why we have to focus on every detail in every plan for our ceremony and our celebration party. We have some limitation on the time and fund so we have to get all stuff what we need as cheap as possible like we buy some cheap rugs and other cheaper stuff. For us that are not big deal as long as the function still work well. For the decoration in the celebration place we took a package with video and photograph so we can get cheaper price and save some funds for other purpose. We didn’t have pre wedding photos because for us that’s not very important and to replace it we use our existing photos for our wedding invitation letter and for our welcome identification in front of entering door.

For me and my girlfriend especially, this moment was very hard because we stayed under pressure for months just for 2 days moment. We thought all preparation for months with minimum support from our family but we have a commitment to keep on the track and the show must go on. Until one day before our wedding ceremony we still got some resistant and not smooth situation that made us become little depression with all of this. Finally on the H-day we can run every single plan of moment with the good result even not 100% like expected. Our wedding ceremony in church can run smooth and we are very happy with our family and all of guest. In the second day, the celebration day, we can give the best celebration for all of guest so we can share our happiness. Our celebration was very special because all of floor was covered by area rugs that we bought several days before. The decoration is great and made this celebration look so exclusive even with limited fund but the important thing was we already married!

I just meet my sister in the supermarket and she show me a bottle of top diet pills to burn the fat and reducing weight. I just smile for the moment and I ask her “has you discuss with your doctor about that pills?” She answer that everything is safe because this pills is for public consumption so she don’t have to consult with the doctor first.

Above sample is just a simple sample that our attention about health is still lower than expected because better if we discuss our health condition with the doctor as an healthy expert,at least to know our health status. After we know our condition it will easier for us to choose with drugs that allowed to be consumable. Keep your health always so you can save your money even money can replace your health condition.