Archive for the ‘investment’ Category

Manage Your Insurance

When our salary is growing bigger than last year, may be there is a small think about our life protection. How to protect and anticipate the future if someday we got unexpected case suddenly, I mean case in related with our health condition. May be we got serious sick (even we never perhaps in our life) but we can stay calm if we have life insurance system so we don’t have to pay 100% our medical fee.

Insurance could be one solution to protect our health and life and day by day the number of people who care and pay attention for insurance. In other side there are some improvement from insurance provider like the provide some new kinds of insurance beside life insurance, for example car insurance, home insurance, education insurance.

From the extension of insurance variance, provider sure that automotive is big market for auto insurance because the number of car is increasing every day and a car already becomes a social identification for most of people. With the growing of automotive demand, it can be a fresh air for insurance to swing its power and make big profit on it. We can see on the selling of cars there are always car insurance quotes inside and that is a standard package of selling and service for customer.

Have an insurance is a good preventive action beside it can be our saving for future when we need it, but there is one thing that should be attended about monthly payment. Basically we have to manage our income and put it into each allocation post and if we want to make it walk normal we have to do it with full commitment. To save our family financial, commonly our expenses to pay our credit / insurance is not over 35% of our income. For the rest of income we can use for monthly family expenses and for our saving.

The point is we have to check out financial condition before we decide to join into insurance; even it’s a good idea to protect our life or our property. Keep your finance on balance condition to make sure your life is always run smoothly.

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Property Project

Property is a giant business and the growing and prospect in the future still has a big dream for every one. We never hear people buy a land or home two years ago and right now they want to sell it but the price is lower than when they bought it. That story will never happened because every year the value and price of home and land is always growing up. That’s why some people who has sense on marketing will be happy if they can join into property company because the bright future is stay for their future. We found some big property projects was start like Green Valley Arizona or other project in big other states.

What we can do if we are not member team of property company, can we get the profit of bright future? The answer is we can get the profit as well because we don’t have to join as fixed member. Yes we can get the project or job as freelance of property marketing. With this status we still do our main job and play our side job in between our spare time. We can offer the big project like Green Valley Arizona to the public as well. We can offer it to our close friend or our business relations and if we success we will get the big bonus as well. The difference with fixed marketing is only the target because as freelance there is no monthly sales target because our position is only additional support on the existing marketing team.

If you have some experiences on the property sales,you can leave your existing job and join as fixed member of property marketing for example Green Valley Arizona marketing team . Off course this decision need big and mature thinking before you take final voice for your future. Even the prospect of future is brighter but still need hard struggle to make it come true. So let make final decision for your better future,grab your projects!

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Business Competition

Two days ago I went to industrial exhibition with some of my friends and at there we met our supplier. We talked for almost one hour discussing about condition of industry for this moment then they gave us some promotional pens as souvenir. From that conversation I got a resume that every business run in the hard and fast competition because the number of competitor is bigger so every company has to did improvement steps avoiding bankrupt of company.

Nobody can stay in the comfort zone even he is company owner because all elements in company have to work in great collaboration to run together for company existence in the market. Right now the work result should be great and no more space for good result because the market demand has slightly moving to the higher level, so let you decide great or die.

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Outdoor Shop

I have a thinking about selling outdoor equipment for support public need. My opinion base on the reality that there are so many outdoor stuff that can be used for daily daily activities like apparels, cap, shoe, crank flashlight, belt or other stuffs. People feel comfort use it because the quality of material for example rain jacket that can counter hard rain and easier to be dry after used. The outdoor shoe can be used for daily walk because its very stable even in the extreme situation and it was supported with waterproof material.

I have imagination to start opening online shop first because for the beginning this is the best way. To open the real shop need big fund and I have to collect and save the fund first. I already enough stock to start this business,may be next month the site will be launched.

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Is Opportunity Monopolized?

NO ONE IS KEPT POOR BECAUSE OTHER PEOPLE HAVE MONOPOLIZED THE WEALTH and have put a fence around it. You may be shut off from engaging in business in certain lines, but there are other channels open to you. At different periods the tide of opportunity sets in different directions, according to the needs of the whole and the particular stage of social evolution which has been reached. There is abundance of opportunity for the person who will go with the tide, instead of trying to swim against it.

So workers, either as individuals or as a class, are not deprived of opportunity. The workers are not being “kept down” by their masters; they are not being “ground” by the trusts and big business. As a class, they are where they are because they do not do things in a certain way. The working class may become the master class whenever they will begin to do things in a certain way. The law of wealth is the same for them as it is for all others. This they must learn, and they will remain where they are as long as they continue to do as they do. The individual worker, however, is not held down by an entire class’s ignorance of these laws; he can follow the tide of opportunity to riches, and this book will tell him how.

No one is kept in poverty by a shortness in the supply of riches; there is more than enough for all. A palace as large as the capitol at Washington might be built for every family on earth from the building material in the United States alone, and under intensive cultivation this country would produce wool, cotton, linen, and silk enough to clothe each person in the world finer than Solomon was arrayed in all his glory, together with food enough to feed them all luxuriously.

The visible supply is practically inexhaustible, and the invisible supply really is inexhaustible.

Everything you see on earth is made from one original substance, out of which all things proceed. New forms are constantly being made, and older ones are dissolving, but all are shapes assumed by one thing.

There is no limit to the supply of formless stuff, or original substance. The universe is made out of it, but it was not all used in making the universe. The spaces in, through, and between the forms of the visible universe are permeated and filled with the original substance, with the formless stuff — with the raw material of all things. Ten thousand times as much as has been made might still be made, and even then we should not have exhausted the supply of universal raw material. No one, therefore, is poor because nature is poor or because there is not enough to go around.

Nature is an inexhaustible storehouse of riches; the supply will never run short. Original substance is alive with creative energy, and is constantly producing more forms. When the supply of building material is exhausted, more will be produced. When the soil is exhausted so that food stuffs and materials for clothing will no longer grow upon it, it will be renewed or more soil will be made. When all the gold and silver has been dug from the earth, if humanity is still in such a stage of social development that it needs gold and silver, more will produced from the formless. The formless stuff responds to the needs of mankind; it will not let the world be without any good thing.

This is true of man collectively. The race as a whole is always abundantly rich, and if individuals are poor it is because they do not follow the certain way of doing things which makes the individual rich. The formless stuff is intelligent; it is stuff which thinks. It is alive and is always impelled toward more life.

It is the natural and inherent impulse of life to seek to live more; it is the nature of intelligence to enlarge itself, and of consciousness to seek to extend its boundaries and find fuller expression. The universe of forms has been made by formless living substance throwing itself into form in order to express itself more fully. The universe is a great living presence, always moving inherently toward more life and fuller functioning.

Nature is formed for the advancement of life, and its impelling motive is the increase of life. Because of this, everything which can possibly minister to life is bountifully provided. There can be no lack unless God is to contradict himself and nullify his own works. You are not kept poor by lack in the supply of riches. It is a fact which I shall demonstrate a little farther on that even the resources of the formless supply are at the command of the man or woman who will act and think in a certain way.

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Coffee: a Life Style

Right now a cup of coffee is not just a drink but can more than like coffee value. There is slightly movement from a substation need become a life style especially when we see to the middle level up. We can found right now that people sit with relax situation and just spent their time with some friends in café and what they buy from that café? Just a cup of coffee and may be some snacks as friends.

The famous café like Strarbuck or Fashion café are just sample of big players that using coffee as one of the key. Beside big players we can see the local players as well and these players have big numbers than international players. The local café If already have a name in the local area usually have loyal customer and we will found in the holidays the traffic is higher than regular days. The key of their capital are espresso machines and their service. So it is not a strange if we found our friends play their laptops in the coffee café even they just buy a cup of coffee because it’s a life style.

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Project for Mom

There is another project that can be provided from home, especially by house mother. This project can add our income even just need small fund as capital. This project is make small cake or other relevant snack. This project has some benefits for family:

  • Can convert a hobby of mother (usually) become something that useful for family because will add some income even just small additional
  • Can using our spent time in home
  • Can upgrade our cooking skill because we do so many practices of cooking recipes.
  • It is not impossible if we can grow our business so we can build own company and recruit some people as employee. It’s mean we already help government to reduce unemployed people

For beginning don’t ever think the next long way because some time if we really calculate, may be our profit is not really interesting. But we have to optimistic to see the big opportunity in the future when other people can’t see it right now. No body doubt if the existing big company is founded from very small project because what we need is big commitment to do that. Good luck!

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So Easy to Be Fooled

How is it possible that the advisor and the client we discussed earlier could have been made to feel comfortable in choosing a payout of 8.5 percent or even 6 percent? Is it possible that we can be fooled, too? Sure, because our experiences of the recent past can substantially influence our judgments and create a bias that is too optimistic. Following this thought further, I wondered whether the average annual return for the ten-year period just prior to 1968 could have influenced an advisor’s projections and the retiree’s expectations. My research established that the answer was a resounding yes. From 1957 until 1967, the S&P 500 had an average annual return of 12.81 percent. Was that a surprise! In addition to the average return blunder, which is forward looking, I discovered the average return bias, which is backward looking. It goes to show that the advisor and investor could become victims of the times, the investor losing her retirement and the advisor losing an account and maybe his job.

Right from the first draw, the deck was stacked against the 1968 retiree. Not only had the average return assumption not produced results, the past decade became a poor predictor of actual year-to-year returns. Even if good data and a computer were used to generate a hypothetical illustration, that information simply was useless, if not dangerous. The power of the computer to show various scenarios is still somewhat meaningful, but a computer cannot predict the timing of returns. Advisors using such illustrations can mislead clients if they do not caution them about the probability that their assumption can be dramatically off.

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The Value of Money

Nothing people refuse accepting money because money is important for our life even it’s not everything for life. When we understand what the function of money and how big the power could be raise with money may be make us become carefully on money usage. We can see million evidences how money can manage people’s life, can change the rule, can control activities even the main actor still handled by human.

Money even just a printed paper and issued by government but its function value could be bigger than its own value for example we just need few hundred dollar to buy Clarks shoes,  adidas apparel and fossil watch but when we use all of stuff, the performance of people could be like a rich man.

We should be a wise people for using our money because money is blind and what can it does is only supporting its boss whatever he does

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Three Steps to More Cash

You’re about to learn how a tried and tested three step process can transform your world and bring you all the riches you’ve ever imagined.

I’ve proven this method will work by testing it on 50,000 people. Now you’re going to prove it will work for you.

First, let me introduce you to the basic three steps:

1. Create a Target that defines what you want, one that is clearly understood by all aspects of your un-conscious mind.

Think of the bull’s eye of an archery target with its concentric circles enclosing a central red circle. Your unconscious mind needs something as clear as that circle, a target that indicates exactly what you want.

2. Prioritize your Target —Flag it so that you will remain unconsciously focused on it while you get on with your normal activities.

Imagine a large crowd of people, all dressed alike in gray. Now picture one of them holding up your highly graphic bull’s eye target with the bright red center. Chances are, the target is what will catch your eye. That’s what happens in your unconscious mind when you have appropriately prioritized your target.

3. Resolve any self-defeating un-conscious habit patterns that can prevent you from achieving your target.

Your unconscious habits govern what you normally do in a situation. The

most efficient way to go through life is to do a lot of things on automatic — except when those automatic habit patterns get in the way. In other words, most people have unconscious mechanisms that sabotage their desire to hit the target. When you clear those, you are free to hit the mark.

Think about driving a car…

Most of what you do requires little conscious attention. You attend to the traffic, what’s on the radio, the time, etc. You don’t pay much attention to the numerous minor steering corrections, evaluating your distance from the cars on your right or left, slowing to adjust to the car in front of you, etc.

Now, remember what it was like when you first learned to drive. Every single thing required a conscious decision. Remember how tiring that was? Didn’t your palms sweat? Didn’t you hold your breath a lot?

The difference is that now, through repetition, you have created unconscious habit patterns that operate automatically, making things much easier. Those unconscious habit patterns persist, seemingly forever. That’s why we say, “You never forget how to ride a bike.” You’re never going to forget how to drive a car, are you?

But driving a car is a simple example. And you’ve already accomplished it, most likely.

But what about the things you want—like more money—that you don’t yet have? What keeps stopping you from achieving that goal?

Some of your persistent, unconscious habit patterns don’t work well for you any more. They can automatically block you from getting what you want. They are probably even operating right now, keeping you from getting more money (or any other target).

For example, an infant learns to cry when it is hungry. Crying is very effective for an infant. Cry, and someone pretty quickly comes to meet your needs. But this automatic response loses its effectiveness as we grow older. Think of someone you’ve seen in your business life. They’re frustrated because they’re not getting what they want. Their voice gets louder, they get red in the face, maybe they even wave their arms around or pound on a table…

Just like an infant when it is frustrated.

Why? The unconscious habit pattern they learned as an infant is still working — but now it’s working against them.


For you to be successful at things that seem impossible, those inappropriate unconscious patterns have to be changed into new habits that enhance your ability to get what you want.

I call that “resolving unconscious habit patterns”— Clearing the unconscious of whatever prevents you from achieving your target. It’s the third step in this magical 3-step process. It’s fun. And it’s very, very powerful.

There you have it.

Those are the basic steps to what I call “The Basic Achievement Three Step.”
It’s one of the two powerful techniques in Cybernetic Transposition.
And you thought this was going to be hard!

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October 2008
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