Credit Card and Debt Consolidation

I just receive call from my credit card provider. I am surprise why they call me in the morning or maybe I have something that I can’t remember with them? After conversation around two minutes finally she, the caller of credit card provider, offers me a new credit card with some different of my existing card. When I ask her why they choose me, she answer that I am one of invited person to follow this promotional offer .

During conversation along five minutes I just ask some simple questions about the facilities and benefits of the card may be I can get personal loan for additional fund of my business. In the end of conversation I decide to let her to send the new card, even there is effect on my card limit but it’s still ok for me.

After receive that call I remember about my decision because after I think deeply may be this is one of marketing way to reach the target of credit card distribution. Even the always offer annual fee in the first year but actually in the future I have to pay double annual fee. Some time o become worry about the credit card usage even right now there are so many person or provider offer debt consolidation on the credit card. They talk that this way can help us from multiple negative effect of credit card usage even this all come back to the card holder.

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