Archive for December 13th, 2008

Cash Flow

Saturday, December 13th, 2008

It’s often said that “cash is king.” And cash flow is how you get the cash. My business partner, Tom, likes to say the key to business is to “Think big and act small.” Most of us have big dreams and, once we understand we can really have what we want, we’re ready to start acting like we al-ready have it. Often, though, there is a lag between our dream and the reality. That difference generally translates to cash.

The number one reason that businesses fail is due to lack of proper capitalization. If a new business makes a mistake, can it survive the mistake? That’s why small businesses fold when big businesses survive even though they might provide inferior products and services. The big business has the cash reserves and t (more…)

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Leverage of Money

Saturday, December 13th, 2008

Leverage is simply the ability to do more with less. Leverage of money means that you could either take your $100,000 and buy a building for $100,000 or take your $100,000 and buy a building for $1,000,000 while getting a loan for the other 90 percent or $900,000.

Now, let’s assume that you have a choice of buying these two buildings in an area that you are confident will have an appreciation of 5 per-cent. Of course, no one can guarantee that kind of results. But we do know that the average property appreciation in the United States is over 6 percent, so 5 percent is actually conservative. At any rate, let’s continue (more…)

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Technology and Money

Saturday, December 13th, 2008

“Nothing can stop the flow of technology.” That is the simple sentence to explain how the force of technology can change the human life. Nobody can refuse everything that offered by the technology as long as it can make the life become simple and easier. We can the wave of electronic stuff always come everyday and always brings new technology for human life.

There are some samples how technology can makes people feel happy with their life. We already familiar with Play station which gives pleasure, not just for kid but for adult as well. Right now we can play t (more…)

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