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One of Murphy‘s Laws is that, —Before you do anything, you have to do something else first.“ Because success is so rare, there are many principles you must learn if you want to achieve it and keep it, but the one thing you have to do first is to take complete control of yourself and your life.

Becoming a money magnet requires the development of self-mastery, self-control, and self-discipline. Taking charge of yourself, your appetites and behaviors, is essential for anyone who wants to achieve greatly. And control over your thoughts is the hardest exercise in self-mastery that you will ever engage in.

Here is an exercise for you. Answer the question, —What are your three most important goals in life, right now?“ You should be able to write the answers to this —quick list“ in about thirty seconds.

Here is the test: Resolve to think and talk about only these three goals, and how you might attain them, for the next twenty-four hours. Refuse to think or talk about things you don‘t want. Keep bringing your mind back to your goals whenever it starts to drift.

This exercise will be very revealing. Far from keeping your mind on what you want, and off of what you don‘t want, for 24 hours, you will not be able to do it for 24 minutes. This exercise will demonstrate to you how hard it is to control your thinking, and keep it focused. It will show you what you are really made of. It will make it clear to you why so few people succeed or fulfill their potential at anything. You will find, at least initially, that keeping your mind on what you want is like trying to control a car on a winding road with no steering wheel.

The good news is that focus and concentration are learnable skills. They are habits you can develop with willpower and practice, and they enable you to develop even greater willpower in the future. Self-mastery is hard at first, but with practice, you can reach the point where you can keep your thinking on your goals and desires most of the time.

Once you have taken control of your thinking, you can then take control of your actions. If you can master yourself and discipline yourself to pay the price of success in advance, you must eventually succeed. As Zig Ziglar says, —If you are hard on yourself, life will be easy on you. But if you insist on being easy on yourself, life is going to be very hard on you.“ Everything counts. You must resolve, here and now, to fill your mind only with thoughts consistent with your desires, and simultaneously keep your mind off your doubts and fears

Why do you have inner parts that may not want the same goal you say you want?
In other words, why do you sometimes self-sabotage your own best efforts?
Why does money keep evading you, anyway?
I’ll explain it to you. This is something virtually no one has ever understood.

Your brain’s activities are divided among four different systems, each involving a major part of your brain. Usually these parts are pulling you in different directions because they each speak a different language:

• The right brain is fluent in patterns of arrangement, rhythm, and sound.

• The left brain’s language is made up of words and logic.

• The midbrain communicates in emotions.

• The brainstem’s language consists of physical stimulus and response.

Your “rhythm section”, the part of the brain that “speaks” the language of patterns,
rhythm, and sound, is popularly known as the right brain.
The “words and logic brain” is sometimes called the left brain.
The emotionally fluent section is the midbrain.
And the part that responds to physical stimulus is the brainstem.

You have probably experienced them all working together in harmony—and sometimes in conflict, battling and even sabotaging each other.

The area where the law of accumulation is vital to your success is with regard to money. Every large fortune is an accumulation of hundreds and thousands of small amounts of money. Riches seldom start with great financial breakthroughs or jackpots, even though that is what most people believe and strive for in their twenties and thirties. Instead, riches and wealth grow and accumulate slowly at first, one step at a time, and only go to those special people who demonstrate an ability to earn the money and then hold onto it.

The place to begin on your road to wealth is right where you are, right now. If you cannot discipline yourself to practice frugality, and begin saving your money in your current circumstances, you cannot expect to develop these qualities later on.

If you were looking for a simple formula for financial success, it would be contained in the five words: —Spend less that you earn.“ The place to start is for you to take any amount of money that you can right now, open a special bank account for —financial independence“ and begin to save. When you begin to save money, you set up a force field of energy around that money that begins to attract more and more money into your life. As you add these additional amounts to your wealth account, you create an even great magnetic force that attracts even more money into your life.

If your highest annual income to date has been $50 thousand dollars, then set your income goal for the next twelve months at $75 thousand. Write it down and then make a list of every single thing you could do to increase your income by 50% over the coming year. Organize your list into a plan for its accomplishment. Then take action immediately. Do something. Do anything. Take the first step that lies open to you. Begin today to move toward your goal. In the weeks and months ahead, as your income increases, reset it at a higher level. Simply move it up like you would raise a bar in high-jumping. Keep raising it higher and higher as you get closer and closer to it.

A definite goal, backed by burning desire, begins the process of magnetizing your mind and triggering the law of attraction. Almost immediately you will begin to attract people, ideas, opportunities and sources of information into your life consistent with your goal. You will find books, audios, magazines and courses that will help you move towards your goal.

One important point: Be clear about the results you desire, but be flexible about the process. As you get new information and experience, be prepared to make mid-course corrections. Most goals are achieved in ways that were never anticipated when you started out toward them. Keep an open mind.

Once you are clear about your goals, and you have written plans to achieve them, you begin the practice of visualization, the process of creating clear mental pictures of the things you want. Visualization activates your creative mind, triggers the law of attraction, and gives your clarity and focus in attaining your goals. It is perhaps the most powerful faculty you can develop to accelerate the process of goal achievement.

Create a clear mental picture of your goal as if it were already realized. There is a direct relationship between the clarity of the picture you see in your mind and how rapidly your goal comes into reality in your outer world. —As within, so without.“

Create clear mental pictures of your ideal lifestyle. Practice —back from the future thinking.“ Project forward into the future in your mind and see yourself enjoying the life you desire. From the vantage point of the future, and look back to the present day. Ask yourself, what steps would you have taken to get from here where you are today to where you want to be in two to three years? As DenisWaitley says, —Your imagination is your preview of life‘s coming attractions.“

Once you know what you are really worth today, you then set a goal to be worth $1,000,000 at some time in the future. It takes about 22 years on average for a person to achieve a net worth of a million dollars if they are starting with nothing. It takes less it you have already built up a substantial net worth. Once you know where you are starting from, and you have set your financial goal some years in the future, divide your long-term goal by years and then by three month periods for each year.

With these numbers, which may shock you, you will have a clear picture of how much you are worth, how much you intend to be worth year by year into the future, and an idea of how much you will have to save and accumulate month by month and year by year to become wealthy.

What are you going to do to achieve your financial goals? How much more will you have to earn and save to hit your financial targets? How much do you want to be earning twelve months from today? Here is a suggestion. Set your income goal for the next twelve months fifty percent higher than your very highest income year-to-date. This is a great place to start.

One of the most important principles for wealth attainment is that you must set a series of specific goals for financial achievement. You must write them down. You must set deadlines and sub deadlines for their accomplishment, and then make thorough, detailed plans of action to attain those goals. You can‘t hit a target you can‘t see.

Begin creating your financial blueprint by analyzing your current financial situation. Draw up a balance sheet on yourself, listing all your assets and liabilities. Get a loan application from your bank and use its categories as a guide. Especially, determine exactly how much you are worth today, just as if you were going to convert all your assets into cash and move to a foreign country. This is a very revealing exercise that may surprise you

Bernard Baruch was a young man who started his career as a messenger boy on Wall Street when he was 15. His starting salary was $3.50 per week. By practicing some of the principles we are discussing here, especially by becoming an expert in the field of investing, he eventually became one of the wealthiest men in America and an advisor to six presidents, including Franklin D. Roosevelt.

Baruch‘s approach to value and investing was simple and direct. He once said, —the first requisite for making a lot of money is to want to make a lot of money.“ The first requirement was to make a clear decision and then to back that decision with will and determination. There are an enormous number of people who have never sat down and thought through whether or not they want to make a lot of money. They may wish and hope and pray about making a lot of money, but they have never decided to do so. The truth is that you must really, really want it if you’re going to achieve it.

Financial success begins with an intense, burning desire for wealth. Not a lukewarm desire, but a burning, all-consuming desire to become a millionaire. This intensity of emotion, commitment and determination is absolutely essential for you to keeping driving forward in the face of the unending adversity and disappointment that will confront you and attack you from all sides when you resolve to become wealthy.

There is a Japanese proverb, —Making money is like digging with a pin; losing money is like pouring water on the sand.“ The fact is that we live in a increasingly competitive world, full of people who are absolutely determined to make as much money as they possibly can. These people will do anything to take away our customers, to overcharge us and under deliver, and even engage in deceit, embezzlement, fraud, shoddy dealing, cheating and incompetence that you cannot even imagine at the outset.

To become wealthy, you must become as sharp as a fox, continually alert and aware of the possibility that, —anything that can go wrong, will go wrong.“ You will experience never ending reversals of fortune and unexpected setbacks. Murphy‘s second law says, —Of all the things that can go wrong, it will always be the worst possible thing, at the worst possible time, and cost the greatest amount of money.“